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What are the most common types of coverage written in California?
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Most common types of coverage written in California are
• FULL OCCURRENCE Under the full occurrence form you have coverage for claims which occur during the policy coverage period yet may not be discovered for years later.
• MODIFIED OCCURRENCE, and CLAIMS MADE. Under Claims Made, the policy will cover you for claims reported during the specified time limit defined in the policy. Usually the policy will exclude coverage for events which occurred prior to policy inception. You have a limited time after the conclusion of the policy to purchase "tail-on" coverage which will extend the reporting period for another year. |
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