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What is the annual premium based on? |
The annual premium can be based on either payroll or gross receipts. If the premium is based on payroll the company will consider any payroll you have pay to a payroll service. If your rate is based on gross receipts the company considers a total of everything, including subcontracted costs, material, etc. The final price is subject to audit. The company can readjust the final price if your gross receipts or payroll have changed from your initial estimate.
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