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Answers to your FAQ's

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How do you select temp helpers for a construction project?

How to Pick-Up Guys by Home Depot. The competition is tough. Insurance cuts right into your profits. What about "Day Laborers" that you just pay cash at the end of the day? Stiff fines and penalties are levied by the government if you are caught. So the only answer follows:
   • Check their papers to make certain they are "legal". If you can "tell" who is and isn't, so can an inspector if he comes onto the job site.
   • Put them on the payroll and pay the payroll taxes. Even if it only for one day!
   • Look for a labor pool in your area where they take care of the taxes and such expenses. This releases you from the filing requirements of employment taxes.

Other Question in this Category are listed below.

Workers Compensation
1.	Do you have to respond to each company request for a report of payroll and why?

2.	How are Rates established?

3.	How do I get Worker's Compensation?

4.	How do you select temp helpers for a construction project?

5.	How long are Policies written for?

6.	Should I be concerned with insurning myself?

7.	What classifications are there for miscelaneous task positions?

8.	What do I have to do to Start Coverage?

9.	What happens if I leave another insurer without fully paying them?

10.	What is the Definition of Employers' Liability Insurance?

11.	What is the Definition of Experience Modification Rating

12.	What is the Definition of Experience Rating Period?

13.	What is the Definition of WCIRB

14.	What is the Definition of Workers Compensation Insurance?

15.	What is the Final Premium based on?

16.	What is the quoted premium?

17.	What needs Financing?

18.	When do I need to make a Claim?

19.	When is the best time to change to a different company?

20.	When should you request a loss analysis statement?

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Answers to your FAQ's