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Answers to your FAQ's

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What is the quoted premium?
The premium quoted to you is for an annual policy, but it is only an estimate. Look, first, at the rate being charged per classification (or vocation) like roofing, finish carpentry, plumbing, etc. To fairly compare different proposals the total premium is based on your estimate of total payroll. So the estimated total is nothing more than a guess of what your final bill might look like.

Other Question in this Category are listed below.

Workers Compensation
1.	Do you have to respond to each company request for a report of payroll and why?

2.	How are Rates established?

3.	How do I get Worker's Compensation?

4.	How do you select temp helpers for a construction project?

5.	How long are Policies written for?

6.	Should I be concerned with insurning myself?

7.	What classifications are there for miscelaneous task positions?

8.	What do I have to do to Start Coverage?

9.	What happens if I leave another insurer without fully paying them?

10.	What is the Definition of Employers' Liability Insurance?

11.	What is the Definition of Experience Modification Rating

12.	What is the Definition of Experience Rating Period?

13.	What is the Definition of WCIRB

14.	What is the Definition of Workers Compensation Insurance?

15.	What is the Final Premium based on?

16.	What is the quoted premium?

17.	What needs Financing?

18.	When do I need to make a Claim?

19.	When is the best time to change to a different company?

20.	When should you request a loss analysis statement?

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Answers to your FAQ's