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Answers to your FAQ's

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What do I have to do to Start Coverage?

   • Complete the Application online here.
   • You will be contacted by e-mail, fax, or phone with the price quote.
   • You will be asked to confirm or complete basic facts about your business on an application. You must sign it and return the application with your down payment (which you will see on the price quote we send to you.)
   • Mail or Fed-Ex your signed application and payment to us.
   • We will automatically put your coverage in force soon after we receive the above items from you. (We can delay the start of coverage IF you send a note asking so.)The rates you should be most interested in are the amount per $100 of payroll of each class.

Other Question in this Category are listed below.

Workers Compensation
1.	Do you have to respond to each company request for a report of payroll and why?

2.	How are Rates established?

3.	How do I get Worker's Compensation?

4.	How do you select temp helpers for a construction project?

5.	How long are Policies written for?

6.	Should I be concerned with insurning myself?

7.	What classifications are there for miscelaneous task positions?

8.	What do I have to do to Start Coverage?

9.	What happens if I leave another insurer without fully paying them?

10.	What is the Definition of Employers' Liability Insurance?

11.	What is the Definition of Experience Modification Rating

12.	What is the Definition of Experience Rating Period?

13.	What is the Definition of WCIRB

14.	What is the Definition of Workers Compensation Insurance?

15.	What is the Final Premium based on?

16.	What is the quoted premium?

17.	What needs Financing?

18.	When do I need to make a Claim?

19.	When is the best time to change to a different company?

20.	When should you request a loss analysis statement?

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Answers to your FAQ's